Terms of Service | Can I Use My FSA

1. Acceptance of Terms

By accessing or using Can I Use My FSA ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Can I Use My FSA provides informational content regarding FSA (Flexible Spending Account) and HSA (Health Savings Account) eligibility. The Service uses AI-powered tools and IRS Publication 502 guidance to provide eligibility information.

IMPORTANT DISCLAIMER: This Service provides informational content only and is NOT a substitute for professional medical, tax, or financial advice. Eligibility may vary by plan administrator. Always verify with your specific plan before making purchases.

3. Not Medical or Tax Advice

The information provided through this Service does not constitute medical, tax, or financial advice. You should consult with qualified professionals for advice specific to your situation. We are not responsible for any decisions made based on information provided by this Service.

4. No Guarantee of Accuracy

While we strive to provide accurate information, FSA/HSA rules can change, and plan-specific rules may vary. We make no guarantees regarding the accuracy, completeness, or timeliness of the information provided. Users are responsible for verifying all information with their plan administrators.

5. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You agree to notify us immediately of any unauthorized use of your account.

6. Community Submissions

By submitting content to the Service, you grant us a non-exclusive, worldwide, royalty-free license to use, modify, and display your submission. You represent that you have the right to submit the content and that it does not violate any third-party rights.

7. Prohibited Conduct

You agree not to:

Use the Service for any illegal purpose
Attempt to gain unauthorized access to the Service or its systems
Submit false, misleading, or malicious content
Violate any applicable laws or regulations
Harass, abuse, or harm other users
Use automated systems to scrape or access the Service

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CAN I USE MY FSA SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

Your use or inability to use the Service
Any unauthorized access to or use of our servers
Any bugs, viruses, or similar that may be transmitted to or through the Service
Any errors or omissions in any content
Reimbursement denials or tax consequences

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

10. Indemnification

You agree to indemnify, defend, and hold harmless Can I Use My FSA and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of the Service or violation of these Terms.

11. Arbitration and Class Action Waiver

Any dispute arising from these Terms or the Service shall be resolved through binding arbitration in accordance with the American Arbitration Association rules. You agree to waive your right to participate in class action lawsuits or class-wide arbitration.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on the Service. Your continued use of the Service after changes constitutes acceptance of the new Terms.

13. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, with or without notice.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

15. Contact Information

For questions about these Terms, please contact us at: legal@caniusemyfsa.com